日韩精品久久一区二区三区_亚洲色图p_亚洲综合在线最大成人_国产中出在线观看_日韩免费_亚洲综合在线一区

US EUROPE AFRICA ASIA 中文
China / Cover Story

Social insurance program leaves expats confused

(China Daily) Updated: 2014-01-24 09:16

Social insurance program leaves expats confused
Wang Xiaoying/ China Daily
Lack of efficiency and clarity deter participation, report Luo Wangshu in Chongqing and Cao Yin in Beijing.

Elsa Jacquin has a social insurance card issued by the Chinese government, but the French expatriate is not sure if she is covered by the country's social security network, and doesn't know where to seek an answer to this and many other questions.

Social insurance program leaves expats confused

"How should I draw my pension? Where should I go when I relocate to other cities in China? How can I access unemployment or maternity benefits?" she asked, adding that many of her friends are just as confused.

Jacquin paid social insurance contributions via her former employer when she lived in Beijing, but canceled the payments when she moved to Chong-qing in 2012.

She now runs a consultancy and is hoping to enroll her foreign employees in the program, but doesn't know where to seek help.

In 2011, the Ministry of Human Resources and Social Security issued a regulation stipulating that all foreigners working in China should be included in the social security system from October that year.

However, a lack of efficiency and clarity in implementation means many foreign workers are hesitant about joining the program.

According to the ministry, just 33 percent of the 600,000 foreigners working in China last year had joined the program by 2013.

"The participation rate of those from overseas is small compared with the number of expats in China," Hu Xiaoyi, vice-minister of human resources and social security, told a news conference in December.

Lu Quan, an associate professor at Renmin University of China who specializes in social insurance, said inefficiency and the opaque nature of regulatory details are deterring greater participation by foreigners.

"Although China's economy has developed aggressively, services such as pensions still lag behind. Many expats return to their home countries when they retire and then find it extremely difficult to collect their pensions," he said.

In addition, he pointed out that medical bills incurred outside China are not covered by the insurance system, reducing its appeal to those who travel frequently.

Expats with valid work permits who enroll in China's social insurance program are eligible to receive benefits in five categories - medical, retirement, work injury, unemployment and maternity - just like their Chinese counterparts.

Employees pay about 10 percent of their total monthly income to the program, while their employers contribute 33 to 40 percent of the monthly contribution.

Confusingly, though, the regulations and implementation, including monthly deductions, vary from place to place according to the priorities of the local government.

In Beijing, for example, a foreigner earning a monthly salary of more than 15,669 yuan ($2,590), pays 1,286 yuan a month, while their employer pays 5,610 yuan. However, in Chongqing, an expat on a monthly wage of more than 11,349 yuan pays 1,137 yuan and the employer pays 3,745 yuan to 4,549 yuan.

 
Social insurance program leaves expats confused
Social insurance program leaves expats confused
 
Social insurance program leaves expats confused 

Previous Page 1 2 3 Next Page

Highlights
Hot Topics
...
主站蜘蛛池模板: 婷婷免费视频 | 偿还的影视高清在线观看 | 91麻豆精品国产91久久久更新资源速度超快 | 好吊日在线观看 | 色综合中文字幕 | 亚洲日韩欧美一区二区在线 | 欧美日韩亚洲区久久综合 | 大学生一级毛片全黄真人 | 天天干天操 | 欧美一区二区三区大片 | 最新中文字幕日本 | 日本高免费观看在线播放 | 99热在线播放 | 免费观看黄色小视频 | 无码免费人妻A片AAA毛片一区 | 日韩三及片 | 午夜精品久久久久久99热软件 | 毛片一区二区三区四区 | 国产精品久久久久无码人妻精品 | 丝袜 亚洲 另类 欧美 综合 | 国产男女在线观看 | 亚洲高清一区二区三区 | 色综合视频在线观看 | 久久夏同学国产免费观看 | 毛片一区二区 | 亚洲欧美日韩精品久久奇米色影视 | 999成人网 | 国产精品中文在线 | 亚洲成人精品久久久 | 一区二区视频在线观看 | 黄色小视频在线免费看 | 成人免费视频网 | 国产高清毛片 | 日韩a无v码在线播放免费 | 自拍视频在线观看 | 大象一区| 狠狠添 | 自拍视频在线观看 | 精品国产一区二区三区久久影院 | 亚洲欧美视频网站 | 夜夜操夜夜骑 |