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Fintech reshapes finance, challenges regulation, say experts

By Song jingli | chinadaily.com.cn | Updated: 2017-09-18 14:55
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Li Dongrong, president of National Internet Finance Association of China， makes a speech on the 2nd China Fintech Conference Agenda held in Beijing on Sept 17, 2017.[Photo provided to chinadaily.com.cn]
Li Dongrong, president of National Internet Finance Association of China, who had warned the public of the fraudulent nature of Initial Coin Offering before the government's recent ban on it, said that financial innovation, if not guided by right value orientation, might lead to self circulation and inflation and might lead to financial crisis or even social crisis.

Fintech companies, the trade unions, the regulatory body need to take into account three parameters, namely whether their activities could improve efficiency in serving the real economy and inclusiveness, improve finance sector's risk-control capabilities and improve protection for consumers in the finance sector.

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