日韩精品久久一区二区三区_亚洲色图p_亚洲综合在线最大成人_国产中出在线观看_日韩免费_亚洲综合在线一区

Global EditionASIA 中文雙語Fran?ais
Opinion
Home / Opinion / From the Press

It pays for the RMB to go digital

China Daily | Updated: 2020-12-11 07:53
Share
Share - WeChat
A bank staff member counts RMB and US dollar notes in Nantong, Jiangsu province, on Aug 28, 2019. [Photo/Sipa]

The piloting of the digital renminbi, which is now in full swing, has become the focus of public attention. Following the distribution of digital RMB red envelopes in Shenzhen in October, the central bank launched another pilot digital RMB program a few days ago, distributing 20 million yuan ($3.05 million) in digital "red envelopes" to eligible local residents in Suzhou, East China's Jiangsu province.

The digital RMB is aimed at filling some gaps in the market and not competing with the popular Alipay and WeChat modes of electronic payments.

The idea behind the introduction of the digital RMB is to replace cash. The scale of cash use in China is on the decline and the introduction of digital currency will expedite the emergence of a cashless society, rather than replacing the existing electronic retail payment market.

Compared with the existing means of paying electronically, the digital RMB embodies more advantages. It has sacrificed some convenience by paying more attention to security, not only of the funds but also personal information.

In the era of the digital economy, the ever-increasing public awareness about personal information security will strongly push market demands for the promotion of the digital RMB.

Under the current strictest "controllable anonymity" design, the transaction data generated by the digital RMB will only be used for the compliance review of anti-laundering and anti-terrorist financing by the central bank.

Although the central bank will be able to directly open personal accounts for the public, and people will be able to deposit their money with the central bank and get loans from it, which could result in "de-commercial banking", the launch of the digital RMB is not intended to lead to just a single bank, but rather to further strengthen the central bank's support for the existing financial system.

When it comes to the launch of the digital RMB, China has adopted a two-level release mechanism, which is to dispel the concerns of commercial banks and all sectors of society that the release of digital RMB will lead to financial disintermediation and the shrinkage of banks' balance sheets. Moreover, the biggest scenario for the future of the digital RMB is its possible use for cross-border payments.

21st Century Business Herald

Most Viewed in 24 Hours
Top
BACK TO THE TOP
English
Copyright 1995 - . All rights reserved. The content (including but not limited to text, photo, multimedia information, etc) published in this site belongs to China Daily Information Co (CDIC). Without written authorization from CDIC, such content shall not be republished or used in any form. Note: Browsers with 1024*768 or higher resolution are suggested for this site.
License for publishing multimedia online 0108263

Registration Number: 130349
FOLLOW US
主站蜘蛛池模板: 九九全国免费视频 | 欧美高清观看免费全部完 | 亚洲欧洲日韩国产aa色大片 | 亚洲高清中文字幕一区二区三区 | 免费视频一区 | 大香久久 | 精品国产不卡一区二区三区 | 国产九九精品视频 | 亚洲综合激情七月婷婷 | 久久99热只有视精品6国产 | 欧美人成在线视频 | 日日麻批免费视频 | 欧美在线网| 色综合久久精品中文字幕首页 | 国产成+人+综合+亚洲 欧美 | 天天摸夜夜摸狠狠摸夜夜摸 | 狠狠激情| 国产成人在线视频 | 亚洲视频国产 | 精品国产综合 | 日本在线视频一区二区 | 冯绍峰个人资料 | 青青国产在线视频 | 亚洲三级在线 | 久久三区| 久久99国产精品视频 | 亚洲欧美一区二区三区久本道 | 欧美淫| 女人被添全过程A片久久AV | 99久久九九爱看免费直播 | 特级黄一级播放 | 91免费视频版 | 国产高清在线精品一区二区三区 | 成人免费电影视频 | 日韩福利在线 | 欧美日韩在线第一页 | 国产无遮挡一级毛片 | 日本一级毛片视频 | 天堂资源8中文最新版 | 色综合久久综合中文小说 | 欧美极品在线观看 |