日韩精品久久一区二区三区_亚洲色图p_亚洲综合在线最大成人_国产中出在线观看_日韩免费_亚洲综合在线一区

US EUROPE AFRICA ASIA 中文
Business / Industries

Health insurance to see robust growth

By HU YUANYUAN (China Daily) Updated: 2016-08-25 07:47

China's private health insurance market will grow fivefold to 1.1 trillion yuan ($167 billion) by 2020, fueled by fast-growing demand from the emerging middle class, a report showed on Wednesday.

As wealthy Chinese look for alternatives to the public insurance system, private health insurance has been growing at a compound annual growth rate of 36 percent since 2010 and hit 241 billion yuan as of 2015, according to the report, which was jointly compiled by The Boston Consulting Group and Munich Re.

The fastest growth in the private health insurance sector is expected to be in reimbursement policies, which are more expensive but more flexible than the critical-illness policies that many Chinese have today.

Critical-illness insurance pays a lump sum if an insured person is diagnosed with a covered medical condition, while reimbursement insurance pays on an ongoing basis if a health problem requires multiple medical consultations or hospital visits.

"Private reimbursement insurance makes tremendous sense in China. There isn't yet a mass market for it because of the cost. But there is a lot of interest and we expect to see many new products in the next few years," said Luo Ying, a partner at BCG's Beijing office and a co-author of the report.

For Doris Hoepke, a member of Munich Re's board of management and responsible for Munich Health, insurers have enormous opportunities if they start formulating the appropriate strategies now.

"To participate in the reimbursement market, organizations need to have a clear understanding of target customers and their needs, which should be reflected in innovative products tailored for these segments."

The joint study by BCG and Munich Re revealed that the most likely purchaser of reimbursement insurance today is aged 35 to 55, married with children, with a minimum annual household income of 200,000 yuan. This group is expected to grow in China to more than 40 million people by 2020.

Currently, private reimbursement policies are generally sold through group insurance.

"Purchases by individuals remain rare, and pure reimbursement players in China simply haven't been able to make money due to the small size of the market. This is set to change," said John Wong, head of BCG's healthcare practice in China.

Hot Topics

Editor's Picks
...
主站蜘蛛池模板: 日本娇小videos高潮 | 国产中文视频 | 久久草视频 | 欧美成人精品一区二区男人看 | 日韩天天干| 久久亚洲综合伊人 | 欧美日韩在线电影 | www.999abab.com | 国产在线综合一区二区三区 | 日韩骚片 | a毛片视频 | 欧美日韩视频在线第一区二区三区 | 人人干人人舔 | 天天操天天拍 | 精品一卡2卡三卡4卡免费视频 | 久久久久久久久久久久久久av | 91蝌蚪九色| 四虎1515hh精品影库 | 有一婷婷色| 亚洲精品久久久久一区二区三区 | 永久免费在线播放 | 欧美一区二区在线播放 | 日韩不卡在线视频 | 国产大学生真实在线播放 | 久久久av| 免费成人福利视频 | 国产一级免费视频 | 日本三级久久 | WWW.亚洲最大夜色伊人 | 亚洲精品国产电影 | 欧美另类性视频 | 久久99精品视频 | 神马久久久久久久久 | a级片免费| 亚洲免费视频一区 | 日本在线小视频 | 亚洲精品在线看 | 国产欧美一级二级三级在线视频 | av网站在线免费观看 | 天天精品在线 | 日本天堂一区 |